Privacy

Your privacy is important to Snapay. This privacy statement provides information about the personal information that Snapay collects, and the ways in which Snapay uses that personal information.

We will only use the personal information you provide to deliver the services you have requested, or for our lawful, disclosed purposes. We will not make your personal details available outside our organization without your consent unless obliged by law.

Personal Information Collection

- Personal information such as names, addresses, email addresses, copies of photographic identification, incorporation documents etc

- Traffic pattern information and transactional information on the Transaction Service.

Snapay may collect and use the following kinds of personal information:

- Information about your use of this website

- Information that you provide using for the purpose of registering with the website

- Information about transactions carried out over this website

- Any other information that you send to Snapay for the purposes of identification or security

Using Personal Information

Snapay may use your personal information to:

- Administer this website;

- Personalize the website for you;

- Enable your access to and use of the website services;

- Supply to you services that you purchase;

- Send you marketing communications;

- With your prior consent, sign you up for rewards programs

Where Snapay discloses your personal information to its agents or sub-contractors for these purposes, the agent or sub-contractor in question will be obligated to use that personal information in accordance with the terms of this privacy statement.

In addition to the disclosures reasonably necessary for the purposes identified elsewhere above, Snapay may disclose your personal information to the extent that it is required to do so by law, in connection with any legal proceedings or prospective legal proceedings, and in order to establish, exercise or defend its legal rights.

- Personal information is collected to meet both internal and external compliance requirements, and to enable us to open an account for you and to be in a position to commence business. Traffic pattern information is used to monitor pages accessed or visited and enables us to better meet the requirements and needs of our clients. The transactional information reflects the business you enter into with us and provides a historical record of business activity which is necessary as a means of monitoring and mitigating money laundering and terrorist financing and also enabling us to keep up to date with our Client's needs.

- You accept that your information may be shared between our associated companies for the provision of the services

- We do not sell, publish or freely give away personal or transactional information. Your personal information is treated strictly in accordance with the governing law and in particular to comply with the requirements of the Data Protection Acts 1988-2003 and regulations made there under.

- We are bound to abide by Anti-Money Laundering legislation and will deal with such activity as outlined in our Anti-Money Laundering Policy and assist all statutory authorities in investigations of suspicious activity.

Service Access

While we endeavor to ensure that the website is normally available 24 hours a day and is available during its usual trading hours or such hours as displayed on the Website, we will not be liable if for any reason the Website is unavailable at any given time or the telephone lines are interrupted. We agree to use reasonable efforts to give advanced notice of any scheduled interruption.

We are dependent on other external suppliers of services (i.e., web hosting, hardware supply and support, remote back-up and disk mirroring, telephone lines) in providing our Transaction Service to you and you recognize that we can only rely on those suppliers pursuant to their individual terms and conditions and respective service level agreements but we will not, however, be responsible for any loss of any nature caused to you as a result of difficulties with any of our suppliers.

Risks, Cancellation Policy

You agree to use the Transaction Service at your own risk.

- We recommend that you seek prior independent financial advice and consider carefully whether entering into specific transactions is appropriate in terms of your experience, financial objectives, needs, and circumstances.

- The services contained within the Transaction Service require physical delivery of funds to our designated nominated client funds holding account and accordingly is suitable only for customers who are able to deliver, on the Settlement Date, the currency they have agreed to provide to us. In the event that you are unable to fully settle the payment order at the rate you have booked by delivering the amount to us, then we will close out the payment order at its then prevailing market rates and any loss or costs incurred by us will be met in full by you in accordance with the Terms and Conditions set forth herein. The Late settlement may incur penalty interest at a compound rate of 20% per annum, calculated daily and payable as a penalty on the date payment is made.

- The services contained within the Transaction Service require physical delivery of funds to our designated nominated client funds holding account and accordingly is suitable only for customers who are able to deliver, on the Settlement Date, the currency they have agreed to provide to us. In the event that you are unable to fully settle the payment order at the rate you have booked by delivering the amount to us, then we will close out the payment order at its then prevailing market rates and any loss or costs incurred by us will be met in full by you in accordance with the Terms and Conditions set forth herein. The Late settlement may incur penalty interest at a compound rate of 20% per annum, calculated daily and payable as a penalty on the date payment is made.

- There are risks associated with utilizing the Transaction Service including, but not limited to, the failure of hardware, software, and internet connections.

- The Transactions undertaken by you, using the Transaction Service, are pursuant to an individual Contract made between you and us and is not transferable, negotiable or assignable to or with any third party.

- Upon you selecting the 'Accept' button on our website a legally binding a Contract is formed. In the event of your having selected 'Accept' in error, you must contact us immediately requesting the Contract to be canceled and any loss arising from such cancellation will be charged to you and payable by you

Intellectual Property and Limited License

- You are permitted to print and download extracts from the website regarding Transaction Service for your own use on the following basis

- No documents or related graphics on the Transaction Service are modified in any way

- No graphics on the Transaction Service are used separately from the corresponding text; and

- Our copyright and trade mark notices appear in all copies.

The names, images, and logos identifying us, our products and services, are proprietary marks of Snapay. You acknowledge and agree that the content including without limitation the text, graphics, photographs or other material presented on the Transaction Service are protected by copyright, trademark, patents and other proprietary rights and laws. You are only to use the contents as authorized by us. For the purposes of these terms, any use of extracts from the Transaction Service other than in accordance with a clause for any purpose is prohibited. Breach of these terms will result in immediate termination of your account whereby you must on request from us to immediately destroy any downloaded or printed extracts from the Transaction Service.

Subject to clause no part of the Transaction Service may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service without our prior written permission.

Derivative use of the Transaction Service is prohibited, including any use of data mining, robots or similar data gathering, reverse engineering and extraction tools with the intent of damaging the Transaction Service. Any unauthorized use will terminate this license granted by us. This license is conditioned on your continued compliance with these terms and any rights not expressly granted in these terms are reserved.

Malware scanning

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via rapid wild Secure Socket Layer (SSL) technology. We implement a variety of security measures when a user places an order enters, submits, or accesses their information to maintain the safety of your personal information. All transactions are processed through a payment gateway provider and are not stored or processed on our servers.

Third Party Disclosure:

Do we disclose the information we collect to Third Parties? We never sell, trade, or otherwise transfer to outside parties your name, address,city,town, any form or online contact identifier email, the name of chat account etc., screen name or user names, phone number, cookie number, IP address device serial #, unique device identifier personally identifiable information. Third party links Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We, therefore, have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Liability

We, any other party (whether or not involved in creating, producing, maintaining or delivering the Website), and any of our officers, directors, employees, shareholders or agents of any of them, exclude all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party (including without limitation, any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, or other loss or damages) arising from or connected in any way to business interruption, and whether in tort, contract or otherwise in connection with the Transaction Service in any way or in connection with the use, inability to use or the results of use of the Website, any websites linked to the Website or the material on such websites, including but not limited to loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing the Website or downloading of any material from the Website or any websites linked to the Website.

Nothing in these Terms will exclude or limit our liability for death or personal injury caused by negligence, or fraud; or Misrepresentation as to a fundamental matter; or any liability which cannot be excluded or limited under applicable law. If your use of material on the Transaction Service results in the need for servicing, repair or correction of equipment, software or data, you assume all costs thereof. We are entitled to assume that all Transactions made using your username and password are authorized by you. We will not be liable in any way for any direct, indirect or consequential loss suffered by you as a result thereof;any Transaction conducted using your username and password; or Any suspension, withdrawal or termination of your access to our Transaction Service; or Interruptions to our Transaction Service.

Updating this Statement

Snapay may update this privacy policy by posting a new version on this website. You should check this page occasionally to ensure you are familiar with any changes. Snapay is not responsible for the privacy policies or practices of any third party.

Contact Snapay

If you have any questions about this privacy policy or Snapays treatment of your personal information, please write: by email to support@snapay.in